FICA SavingsReductionElimination Program

Employer Benefits

Preventative Care Health Plans offer your employees and their families access to extra health and wellness benefits without changing their take home pay. FicaTax takes a consultative approach, meaning we choose a plan that best suits your company and your employees. Depending on the plan selected, your employees will receive valuable services such as telehealth, mental health support, health screenings, urgent care visits, primary care visits, RX packages, and more. All at $0 copays and no out-of-pocket expense.

On average, employers see a net FICA tax savings of $500-$1,190 per W2 employee per year.

Reducing Employee Turnover

Every employer struggles with reducing their employee turnover. Implementing benefits at no out-of-pocket expenses to your employees is a great solution for employee retention. Oftentimes, it’s not financially feasible for a business owner to offer benefits, but with these plans, you are now able to do so without affecting their net take-home pay.

How This Impacts Your Major Medical Plan

These plans do not disrupt your current health benefit plans, but rather stack on top. You will not need to make any adjustments to your current benefits in place.

Benefits included in the various programs offered at no out-of-pocket cost

24/7 Telehealth - Talk to a Doctor Anytime

Mental Health Counseling - Support When You Need It

Personalized Holistic Coaching

Employee Assistance Program (EAP) - Support for Life's Challenges

Preventative Health Screenings

Supplemental Insurance - Extra Protection for Life's Unexpected Events

Nutritional Guidance & Weight Management Programs

Minimal Essential Coverage (MEC)

12 Virtual Primary Care visits per member per year and 12 care visits per covered child per year

Quest diagnostic labs

RX coverage with no copays

for formularies covered

Urgent Care - 3 in person visits per year

Optimize Your Benefits Strategy with Our FICA Reduction Program

FicaTax Business Advisors offers a fully ACA-compliant FICA Reduction Program that enhances your employee benefits while driving real financial savings. This workplace wellness solution promotes healthier, more engaged employees — all while reducing payroll tax liabilities for both employers and employees. It’s a smart, cost-effective way to strengthen your benefits package and boost your bottom line.

Common Questions We Hear

Yes. The program is fully compliant with IRS tax code sections 125, 106, and 213(d), as well as Affordable Care Act (ACA) wellness regulations. It is structured to provide tax advantages while meeting all regulatory guidelines.

Get Your Custom Proposal

Contact us for a no-obligation proposal, where we’ll provide you with a detailed savings estimate tailored to your company’s specific needs. Let FicaTax Business Advisors help you implement this innovative program that supports your employees and your business success.